| IMPORTANT NOTICE This is to give you notice that
Bank of Arkansas, N.A. ("the Bank") has a business relationship with Bank of
Arkansas Mortgage Group ("the Mortgage Group"). The Bank and the Mortgage
Group are wholly owned subsidiaries of BOK Financial Corp. Because of this relationship,
this referral may provide the Bank a financial or other benefit.
Listed below is the estimated charge or range of charges by the Mortgage Group for the
following settlement services:
| Origination |
0 to 1% of mortgage amount |
| Discount |
0 to 3% of mortgage amount |
| Underwriting |
$275 |
| Processing Fee |
$125 |
You are not required to use Bank of Arkansas Mortgage Group as a
condition for purchase, sale or refinance of the property. There are frequently other
settlement service providers available with similar services. You are free to shop around
to determine that you are receiving the best services and the best rate for these
services.
ACKNOWLEDGEMENT
I/We have read this disclosure form and understand that Bank of Arkansas, N.A. is
referring me/us to purchase the above-described settlement services from Bank of
Arkansas Mortgage Group and may receive a financial or other benefit as the result of
this referral.
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