• Protect your accounts. Never lend out your credit or ATM cards or share your passwords with anyone not authorized on your account.
• Report lost or stolen checks or credit cards immediately.
• Never give out financial information over the phone or online unless you initiate the transaction and you know the party you're dealing with.
• Shred unnecessary financial documents including old bank statements, invoices, or unwanted or pre-approved credit offers.
• Take action if regular bills and account statements stop reaching you.
• Never print your social security or driver's license number on your checks.
• Check your monthly statements for accuracy. Don't ignore unusual charges. Call immediately to resolve the discrepancy.
• Check your credit report at least once a year to identify suspicious entries. For a small fee, you can obtain a copy of your credit report from any of the three major credit bureaus:

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